Contact Us

For your convenience, we've divided our contact information into three areas:

Franklin Office
295 E Palmer St
Franklin, NC 28734

Phone: (828) 524-4442
Toll Free: (800) 999-2924
Fax: (828) 369-5917

Highlands Office
472 Carolina Way
Highlands, NC 28741

Phone: (828) 526-3713
Toll Free: (800) 333-5188
Fax: (828) 526-3689

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Company Directory

Select from the list below to jump to each office:

Franklin Office
Highlands Office

Franklin Office

Receptionist

Carolyn Fritz

Department:   Receptionist
Phone:   828-524-4442 Ext: 201
Fax:   828-369-5917

Personal Lines

Emily West

Department:   Personal Lines
Phone:   828-524-4442 Ext: 311
Fax:   828-369-5917

Mary Tallent, CIC

Department:   Personal Lines
Phone:   828-524-4442 Ext: 205
Fax:   828-369-5917

Sherry Conley

Department:   Personal Lines
Phone:   828-524-4442 Ext: 234
Fax:   828-369-5917

Tanya Hylton, CISR

Department:   Personal Lines
Phone:   828-524-4442 Ext: 210
Fax:   828-369-5917

Commercial Lines

Harold Huscusson, CIC

Department:   Commercial Lines
Phone:   828-524-4442 Ext: 239
Fax:   828-369-5917

Missy Ledford, CISR

Department:   Commercial Lines
Phone:   828-524-4442 Ext: 209
Fax:   828-369-5917

Sharon Simons, CISR

Department:   Commercial Lines
Phone:   828-524-4442 Ext: 236
Fax:   828-369-5917

Individual Life, Health & Retirement

Jeff Cloer, LUTCF, CLTC

Department:   Individual Life, Health & Retirement
Phone:   828-524-4442 Ext: 237
Cell Phone:   828-421-1069
Fax:   828-369-5917

B.S. Western Carolina University
LUTCF
CLTC

Specialties

Life and Health Insurance Planning (Life Insurance, Health Insurance, Disability Income Insurance, Medicare Supplements and Long Term Care Insurance)
Savings / Retirement Planning (401k Rollovers, IRA's, Savings Plans)
Business Planning (Buy-Sell Agreement Funding, Key Person Insurance, Successor/Transition Planning)
Estate Planning (Accumulation and Distribution)

Community/Industry Involvement

Board Member at Macon County Community Foundation
Membership Committee at IIANC
Vice President / Treasurer at WNCAH
Mentor at Union Academy
Foundation Chairman at Franklin Day Break Rotary Club

Groups and Associations

NAIFA - National Association of Insurance and Financial Advisors
NAHU - National Association of Health Underwriters
IIANC - Independent Insurance Agents of North Carolina
Franklin Daybreak Rotary - Member and Foundation Chairman

Honors and Awards

MDRT (Million Dollar Round Table) Member 2008, 2009, 2010, 2011
LUTCF (Life Underwriting Training Council Fellow)
CLTC (Certification in Long Term Care

Visit my websites:

www.linkedin.com/pub/jeff-cloer/10/137/9a7

finsecurity.com/jeffc

Link To My Profile

Melissa Cope

Department:   Individual Life, Health & Retirement
Phone:   828-524-4442 Ext: 215
Fax:   828-369-5917

Owner

Jim Garner

Department:   Owner
Phone:   828-524-4442 Ext: 212
Fax:   828-369-5917

Accounting

Kim Lewis

Department:   Accounting
Phone:   828-524-4442 Ext: 214
Fax:   828-369-5917

Group Life & Health

Mike Norris, CIC, CLTC

Department:   Group Life & Health
Phone:   828-524-4442 Ext: 207
Fax:   828-524-6362

Pat Bennett

Department:   Group Life & Health
Phone:   828-524-4442 Ext: 235
Fax:   828-524-6362

Producer Personal & Commercial Lines

Mike Wood

Department:   Producer Personal & Commercial Lines
Phone:   828-524-4442 Ext: 310
Fax:   828-369-5917

System Administrator

Phillip Lane, CISR

Department:   System Administrator
Phone:   828-524-4442 Ext: 213
Fax:   828-369-5917

Highlands Office

Personal Lines

Judy Billingsley, CISR

Department:   Personal Lines
Phone:   828-526-3713 Ext: 403
Fax:   828-526-3689

Lila Shearl, CISR

Department:   Personal Lines
Phone:   828-526-3713 Ext: 404
Fax:   828-526-3689

Pamela Peck, CISR

Department:   Personal Lines
Phone:   828-526-3713 Ext: 402
Fax:   828-526-3689

Receptionist

Kathy Branum

Department:   Receptionist
Phone:   828-526-3713 Ext: 401
Fax:   828-526-3689

Producer Personal & Commercial Lines

Kyle Garner

Department:   Producer Personal & Commercial Lines
Phone:   828-524-4442 Ext: 407
Fax:   828-526-3689

Commercial Lines

Lori Houston

Department:   Commercial Lines
Phone:   828-526-3713 Ext: 408
Fax:   828-526-3689

Owner

Steve Chenoweth

Department:   Owner
Phone:   828-526-3713 Ext: 406
Fax:   828-526-3689